Personal Small Business Commercial

Commercial Lines of Credit
Your commercial borrowing needs can change from day to day, depending on your cash flow situation. A revolving line of credit from United Community Bank provides you with the cash necessary to finance your daily operating needs. You can borrow money as you need it (up to a pre-determined limit) and pay it back when you have extra cash. The amount of credit available is typically based on the value of your business assets.

  • Enjoy short-term, revolving financing for your business
  • Automatically renewable documents make it convenient so there is no need to sign new loan documents annually
  • Easily make monthly interest payments by having them automatically deducted from a UCB checking account
  • Receive fast answers since all loan decisions are made locally

More UCB Commercial Borrowing Services

Related Products
Business Checking
  • Maximize your banking with an account designed specifically for businesses with a moderate to high transaction volume
  • Enjoy Business Checking with a low monthly maintenance fee
  • Have the opportunity to obtain an earnings credit based on your balance that can be applied to your monthly fees
  • Take advantage of E-statements, Mobile Banking, Account Alerts and Online Billpay


Commercial Term Loans
  • Obtain financing for funding receivables, inventory purchases, payroll, new equipment or machinery, purchase of a new building, business expansion or debt consolidation.
  • Secure your loan with business assets or real estate
  • Make monthly payments easily by having them automatically debited from a UCB checking account
  • Receive fast answers since all loan decisions are made locally