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UCB History

UCB History

Since 1973, United Community Bank (UCB) has been dedicated to serving our customers and communities by delivering the very best financial solutions and community bank service. As the Leader of Community Banking, UCB serves the financial needs of individuals, families, and businesses of all sizes throughout central Illinois. Together with our affiliates, we have more than 100 bank and ATM locations to serve you.

Repeatedly recognized as the "Best Bank" by readers of the State Journal- Register and the Illinois Times, UCB is committed to providing superior service, value, convenience, and technology. In addition, we are Downstate's Leading Lender and Mortgage Servicer, helping finance home ownership in more than 95 counties in Illinois

Headquartered in Chatham, Illinois, UCB does not answer to any out-of-state management or shareholder group. We are locally owned & managed, allowing us to make smart decisions that provide the best possible products and services for our customers. This local-management philosophy extends to each of the communities we serve. Our bank and branch managers are empowered to make local decisions that best support the communities where they live and work. UCB has maintained this hometown community banking philosophy since 1973 and takes pride in offering the personal attention our customers deserve along with the best-in-class banking products they expect.

Below is a timeline showing the growth of the United Community Bank family:

enlarge 1973 Farmer's State Bank, Greenfield (Charter began in 1907)
enlarge 1978 First National Bank, Bunker Hill
enlarge 1982 Bank of Pawnee
enlarge 1985 Chatham Community Bank, Chatham & Loami
enlarge 1989 People's State Bank of Gillespie
enlarge 1996 State Bank of Auburn
enlarge 1999 Springfield- Iles Avenue
enlarge 2004 Springfield- Stevenson Drive
enlarge 2005 Springfield- Bruns Lane
enlarge 2008 Divernon
enlarge 2009 Citizen's National Bank, Carlinville & Bunker Hill
enlarge 2010 Marine Bank and Trust Carthage, Hamilton & Augusta
enlarge 2010 Brown County State Bank, Mt. Sterling & Golden
enlarge 2011 First Bank Pittsfield, Winchester & Roodhouse
 enlarge 2013 Heartland Bank and Trust Bushnell, Colchester & Macomb
 enlarge 2013 Heartland Bank and Trust Quincy, IL & Palmyra, MO
 enlarge 2013 Mercantile Quincy, IL
 enlarge 2016 Illini Bank & Farmers State Bank of Camp Point
 enlarge 2017 Liberty Bank