Home Equity Loans
A home equity loan is a fixed loan amount that allows you to borrow against the equity in your home. Interest rates are determined by the length of the term and your loan to value ratio.
Home Equity Lines of Credit
A home equity line of credit is a revolving line of credit secured by the equity you have in your home. Once your application is approved and your credit limit determined, you can conveniently access you loan account by check or transfer request as you need it. The interest rates on a home equity line of credit are usually variable and are based on the prime lending rate.
All home equity loans and lines of credit are subject to credit approval. See a lender for complete details on our home equity programs.