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To report a lost or stolen debit or ATM card after business hours call (888) 849-6046.


Access Cash Electronically with the reloadable, prepaid debit card that's
the ACE in your wallet!

The ACE Card from United Community Bank is:

  • Reloadable
  • Safer than cash
  • Helps you track expenses
  • Can be used anywhere Visa® debit is accepted

It's perfect for anyone who wants the convenience of a debit card with the security of a fixed spending limit, especially:

  • Students
  • Travelers
  • Online Shoppers

What Does it Cost?

Cash Advance Fee $5.00
Reload Fee $1.00
ATM Access Fees*
Four (4) ATM transactions are included at no charge each month; thereafter the following fees apply:
Withdrawal $2.50
Balance Inquiry $1.00
Monthly Dormancy Fee
(After 12 months of non-usage)
Replacement Card Fee
(If lost, stolen, or damaged)
*Fees may be assessed by ATMs not in the UCB ATM Network

Reloading your Card

It's easy to reload your ACE Card. You can call or visit any UCB location or call E-Services, toll-free, at 855-822-5880.

Money loaded on your card in a branch or by phone is generally available on the same day. Money transferred online can take up to one business day to appear on your card.

Replacing Your Card

Funds on your ACE Card never expire. Upon card expiration, if you still have a balance, you will be automatically reissued a new card at no charge.

Lost or stolen? You can quickly and easily report a lost or stolen ACE Card. Just call us, toll-free at 855-822-5880 during normal business hours or 866-279-4545 anytime. We will gladly transfer the funds remaining at the time of the closure to a new card. There is a $5.00 replacement fee

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  • Teach your children the responsibility of saving money at an early age
  • Start saving with a low minimum balance to open the account
  • Pay no annual fees for children under age 18