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UCB Free Checking
Enjoy absolutely free checking from UCB with no annual fee, a low $100 opening balance, the latest in online services and the debit card of your choice.

  • Choose from a variety of Debit Card options
  • 24 hour account access with Online Banking or Mobile Banking
  • Securely and easily pay bills with unlimited Online Billpay
  • Simplify your finances with Direct Deposit and Automatic Loan Payments
  • Track balances and transactions with convenient Account Alerts
  • Add additional coverage to your account with Overdraft Protection

More UCB Checking Services

Related Products
Overdraft Protection
  • Overdraft Privilege Plus: Overdrafts, including debit card transactions, are covered up to a pre-approved limit
  • Account Link: Overdrafts are covered by funds from a secondary UCB account
  • Reserve Cash: Overdrafts are covered by funds from a line of credit


Everyday Points Card
  • Earn points when you say "credit"
  • Up to 6000 bonus points for opening a new Rewards Checking Account
  • Use points towards travel or gift cards