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Overdraft Protection Options

Overdraft Protection Options

Overdraft Protection Options
ODP_plus
Overdraft Privilege Optional Enhanced Plan
  • Overdrafts from checks, ACH and debit card transactions, are covered up to a pre-approved limit
  • Pay only when you use Overdraft Privilege Plus service
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Overdraft Protection Options
Overdraft Privilege Basic Plan
  • Overdrafts from checks and ACH transactions are covered up to a pre-approved limit
  • Pay only when you use Overdraft Privilege service
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Account Link
  • Overdrafts are covered by funds from a secondary UCB account
  • Use combined qualifying accounts any way you choose
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Reserve Cash
  • Overdrafts are covered by funds from a line of credit
  • Subject to credit approval
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