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Reserve Cash
Add additional protection to your account with of one of UCB's Overdraft Protection options. We have four different options to fit your individual needs. Simply choose Overdraft Privilege Optional Enhanced Plan, Overdraft Privilege Basic Plan, Reserve Cash or Account Link and we'll make sure you never have to worry about a returned check again. See a banker for more complete information on the option that is best for you.

  • Enjoy peace of mind knowing checks may be covered
  • Cash advances when check exceeds available balance
  • Pay a low $25.00 annual fee and interest accrual only on unpaid balance*

*subject to credit approval

More UCB Overdraft Protection Options

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E-mail Alerts
  • Stay on top of your finances with account alerts
  • Set the parameters for notifications you wish to receive
  • Receive real time alerts when your balance is low or activity has been made on your account


Online Banking
  • Bank anytime, anywhere you have access to a computer
  • Check balances, transfer funds and make loan payments instantly