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Overdraft Protection Options

Account Link

Add additional protection to your account with of one of UCB's Overdraft Protection options. We have four different options to fit your individual needs. Simply choose Overdraft Privilege Optional Enhanced Plan, Overdraft Privilege Basic Plan, Reserve Cash or Account Link. See a banker for more complete information on the option that is best for you.

  • Enjoy peace of mind knowing checks may be covered from another UCB account
  • Use combined qualifying accounts any way you choose
  • Pay $2.00 per transfer fee only when the service is used

More UCB Overdraft Protection Options

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Email Alerts
E-mail Alerts1
  • Stay on top of your finances with account alerts
  • Set the parameters for notifications you wish to receive
  • Receive real time alerts when your balance is low or activity has been made on your account

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Mobile Banking
Mobile Banking1
  • Bank on the go with secure access from your mobile phone
  • Check balances, transfer funds and make loan payments instantly

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[1]: Your cellular provider's data and text messaging rates may apply. Additional fees apply for Mobile Deposit.